Even if lowering your price is legal, you may want to avoid starting a price war unless your ship can operate at a lower per unit cost than the big corporations. In CT, a 2000 dTon Book 2 ship (I think) has the lowest operating cost per ton of cargo - can your ship beat that. If not then the bank could end up owning your ship when the freight revenue drops to 250 Cr per dTon. After you are gone, prices will return to normal.