the way I read it, the error is in the description of whats being calculated. The author of the design sequence in T20 combined weight and units. The example should read "For example, a TL12 200ton ship with an armor USP factor of 1 must install 4 units of armor, which takes up 8dTons."
an Armor factoring of 2 (200 dTon ship)
Double AF for AR 1 (2*2=4)
Mass multiplier for TL12=2
total of 8 Dtons for 4 units armor
so an equation that might work would be:
((armor factoring)+(armor factoring*desired AR))*TL Modifier= dTons of armor to be subtracted from total dTonnage
((armor factoring)+(armor factoring*desired AR))=# of armor units only
so for a TL12 ship with AR12:
(2+(2*12)=26 units armor,
26*(TL12 modifier of 2)= 52 dTons mass
Armor factoring is listed on pg:259 in the Drives and Armor table. TL modifier is listed on pg:268 in the armor decription text.