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TA3: Specialized Tires

In TA3, it states that there are options for tires such as offroad, armored, and solid. They multiply the base cost of the tires (As calculated by determining how much of the Drivetrain the tires make up). They state that they multiply the cost by varying amounts. So my question is this: When applying multiple templates (Armored & Offroad, for example), how do you calculate cost? Is it: Bast Cost X Armored multiplier X Offroad multiplier, or is it (Base cost X armored multiplier) + (Base cost X offroad multiplier) ?
 
Option 1, multiply them together. In matter of fact you should apply one option at a time to the tires, and one that can do two at the same time are really expensive.
 
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