Since this board is dead at times, take a look at this thread on T20 over at EN World (the best D20 site)-
http://www.enworld.org/messageboards/showthread.php?s=&threadid=7048&perpage=15&pagenumber=1
http://www.enworld.org/messageboards/showthread.php?s=&threadid=7048&perpage=15&pagenumber=1