consider this, the number of Satellites in orbit with less than an airliners thickness of skin on them
I have.
Satellites in orbit around Terra are in a KNOWN environment that has been well examined, charted and is relatively well understood. That means that satellites that orbit around Terra have a KNOWN set of constraints on how rugged their hulls need to be (not very) due to how relatively uncluttered the orbits they occupy are (meaning, no active
Kessler Syndrome). If those satellites deal with an atmosphere, it's a SINGLE TYPE of atmosphere.
Now send those same satellites to other star systems.
Proxima Centauri
Alpha Centauri
Barnard's Star
etc. etc. etc. etc.
What kinds of space environments will they encounter there?
What if a star system is "relatively dusty" (in the astronomical sense of "dust") rather than being a place that has been swept clean by sunlight and gravity wells?
Think clouds of lunar regolith blown off the surface of the moon by rockets if it helps.
What if the planetary atmosphere you need to deal with can range from vacuum through insidious?
Space is EMPTY ...
except where it isn't ... and where space isn't empty, it's potentially hazardous to be there.
At orbital velocities, what we ground pounders think of as a sniper rifle round is effectively a water pistol (with a leaky squeeze pump) in terms of comparative penetration power.
If you're dealing with a SINGLE KNOWN LOCATION that is well charted, you can probably get away with "skimping on the hull" materials, like you've alluded to (at the risk of a catastrophic failure in the event of an impact). The engineering calculus changes when you've got lives and a life support system to protect ... and it changes yet again when you need robust protection from the radiation of a wide variety of natural sources (planetary magnetospheres, stellar winds, etc.) that a starship might encounter in ANY star system, not just in a single one.
Due to the sheer variety of potential environmental conditions a starship might be subjected to, when it comes to hull protection, there is going to be a bias towards "bulking up" even for Armor: 0.
Also, any streamlined hulls are going to need to remain structurally sound when "stationary parked" inside a gravity well, which could range from 0-1.5G under nominal circumstances ... and that's before needing to deal with Max-Q velocities inside of atmosphere.
Note that according to CT Striker 2, p41:
6. Armor: A vessel's Striker armor rating depends on its High Guard armor rating, as shown on the table below. If a vessel is hit, roll damage on the High Guard damage table, using the weapon's penetration as a negative DM and the ship's armor rating plus 6 as a positive DM.
Armor Rating
High Guard | 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
Striker | 60 | 64 | 67 | 70 | 72 | 74 | 76 | 77 |
Add one to the Striker armor rating for each High Guard armor level over 7.
CT Errata, p36 revises the above table by literally -20 across the board:
Armor Rating
High Guard | 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | +1 |
Striker | 40 | 44 | 47 | 50 | 52 | 54 | 56 | 57 | +1 |
Other editions of Traveller will (understandably) use different methods of deciding this question.
I'm merely citing CT here for convenience and as an historical starting point for thinking about the question.
Also consider that "when taking a Striker style approach" to this question, the tech level of the starship is going to make a TREMENDOUS difference in the actual hull thickness.
TL=7-9 is Composite Laminates, which are x2 toughness of hard steel for armor purposes.
TL=10-11 is Crystaliron, which is x4 toughness of hard steel.
TL=12-13 is Superdense, which is x7 toughness of hard steel.
TL=14-15 is Bonded Superdense, which is x14 toughness of hard steel.
According to CT Striker, Armor Rating 40 = 33.6cm of hard steel.
Taking the above toughness factors into account, you get the following hull thicknesses:
TL=7-9 is Composite Laminates ... 33.6/2 = 16.8cm hull thickness.
TL=10-11 is Crystaliron ... 33.6/4 = 8.4cm hull thickness
TL=12-13 is Superdense ...33.6/7 = 4.8cm hull thickness
TL=14-15 is Bonded Superdense ... 33.6/14 = 2.4cm hull thickness