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Classic Traveller Discussion on the granddaddy of them all, Classic Traveller!

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Old March 10th, 2017, 11:51 PM
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Default A Wonky Question about Starship Mortgages

Mortgages on a Type A are 150,000 a month. The owner of the ship is paying, according the Book 2 rules, 1/240th of the cash price each month for 480 months (40 years). This assumes 12 months a year (12 payments a year for 40 years.)

However, for ease of play and bookkeeping, the Imperium broke the calendar year into 13 months of four weeks each. This is great... but now a captain is making 13 payments a year, not 12.

I was wondering if folks ending up reducing the mortgage fees to KCr138 a month, or kept the KCr150 knowing it would end the mortgage payments 4 years early.

I have no preference, and doubt a ship will ever be paid off in a game. But it does affect how much money a captain owes ever month, which affects cash flow.
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"The beauty of Classic Traveller Book 1, 2, and 3 is that the ref is free to make such decisions for themselves." -- Mike Wightman
"The beauty of Classic Traveller Book 1, 2, and is that the ref must make most of the decisions himself." -- flykiller
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