Citizens of the Imperium

Citizens of the Imperium (http://www.travellerrpg.com/CotI/Discuss/index.php)
-   The Lone Star (http://www.travellerrpg.com/CotI/Discuss/forumdisplay.php?f=13)
-   -   Repo Man (http://www.travellerrpg.com/CotI/Discuss/showthread.php?t=21859)

abomination March 9th, 2010 06:47 PM

Repo Man
 
Boring day at work today & I got to thinking.

How do the banks recover ships behind in their payments?

Are there licenced agents in most ports checking ships from a list issued by the finance companies? How does that list get updated & how often? Fall behind in your payment once & get greif at every C+ Star port you call at.

Are there specialised bounty hunters* who chase them down?

There's certainly room for an adventure there for ex-navy / marine types, if not a whole new career.


*Fat wives & mullets optional. ;)

far-trader March 9th, 2010 07:44 PM

Yep, Skip Jacks (iirc) is the OTU term. Agents engaged to track down and recover ships that have "skipped" on payments.

EDIT: In MTU the mortgage is tracked and forwarded to your next financial port of call by the IISS and as part of your own transponder data. You don't get clearance until you have made payments to cover your filed plan to said next financial port of call. Most Class A and B starports are in the system, as well as any on an X-Boat route. Every system (with a Class D or better starport) eventually gets the info through the X-Boat and Scout/Courier network.

sabredog March 9th, 2010 08:35 PM

Some article I once read referred to a "Red List" in the repo trade: ships that were listed on it were ones who violently resisted repossession efforts and had killed repo agents. Consequently they also had higher bounties attached to them, but banking agents wouldn't allow access to the list by just any bounty hunter who blew into town.

Regardless of where I read of it I use the same rationale IMTU with Lloyds of London being the major insurance agent regulating repo efforts and hiring of bounty hunters. It is sometimes a useful way to involve players in larger events once in a while - on either side of the issue. And sometimes unwittingly.

Samules March 9th, 2010 08:44 PM

It would probably be required that they stay within a large area of connected banks so agents could be hired/deployed rapidly.

Sifu Blackirish March 9th, 2010 10:50 PM

"Hi! I'm your local independent skiptracer..."
 
Highly unlikely.

Making a parallel with today's bail bondsman (which I have a bit of familiarity with)...IMHO they would fall into three categories

*the local person who watches the mainport and rarely goes outsystem, oe even to the outer system, unless success is highly likely

*someone in "hot pursuit" with a trail less than 4 weeks old that will evaporate without monitoring

*a target so big, or so dangerous, it made the "Red List" and every freelancer in the sector is trying to catch the big score

YMMV, of course.

ShapeShifter March 10th, 2010 12:35 AM

What canon source material features info on a "Skip Jack" career path? What a great idea for an adventure scenario! ;) I'm racking my brainbox trying to remember if it's been covered in any old issues of White Dwarf.

sabredog March 10th, 2010 12:53 AM

I think there was an article in White Dwarf regarding skip tracing crews and ships (where I got the name "Red List"), but I'll have to dig through the pile. All I have otherwise are my houserules that go back so far I don't know which came from the article and which were mine anymore.

But I have run many an adventure with players starting out as skip tracers to earn enough to buy a ship. And the permutations from there were endless.

rancke March 10th, 2010 01:48 AM

Quote:

Originally Posted by blackirish56 (Post 345418)
Making a parallel with today's bail bondsman (which I have a bit of familiarity with)...IMHO they would fall into three categories

*the local person who watches the mainport and rarely goes outsystem, oe even to the outer system, unless success is highly likely

*someone in "hot pursuit" with a trail less than 4 weeks old that will evaporate without monitoring

*a target so big, or so dangerous, it made the "Red List" and every freelancer in the sector is trying to catch the big score

* A target so valuable it would repay a LOT of effort to recover it. Umm... which would be pretty much any ship that isn't a century old.


Hans

sabredog March 10th, 2010 02:22 AM

Good point - obviously the longer the crew has the ship the less it's worth and the lower the return on repoing it. Unless you are just trying to get it back to make the point. So some crews might end up crossing that line of diminished return where it is no longer worth pursuing them. Could take a while, though.

That means the ones on the Red List might actually increase in value not because the ship is worth more (it's actually hemorrhaging value every day), but because the bounty shifts to the crew who can't be allowed to get away with shooting up repo agents. Actual criminal charges may depend on the local laws involved (if any charges are sought) but the banks might have Imperial Warrants of some kind for this sort of thing, or other extralegal capabilities to handle such issues their own way.

aramis March 10th, 2010 03:10 AM

The Term used in JTAS is "Repos" per Jolly R. Blackburn's article, Giving the Bank a Fighting Chance, in Best of JTAS 4 p.41 and JTAS 16 p.24.


All times are GMT -4. The time now is 01:35 PM.

Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2018, Jelsoft Enterprises Ltd.
Copyright (c) 2010-2013, Far Future Enterprises. All Rights Reserved.